Philip Brewer

Esperantistoj–legu mian Esperantan hejmpaĝon.

Philip Brewer (photo by Jackie Brewer)

I write science fiction and fantasy stories.

I also write about money. If you’re interested in “living large on a small budget,” you can read my personal finance and frugality blog at Wise Bread.

I went to Clarion, the science fiction and fantasy writers’ workshop, in the summer of 2001. I learned a lot and I had a great time. I’ve written a lot about Clarion in my Clarion Journal.

I speak Esperanto and write in that language as well.  If you speak Esperanto, you can read my Esperanto-language blog at Esperanto-USA.  Whether you speak Esperanto or not, if you’re in the area and are interested, please come to the meetings of the East-Central Illinois Esperanto Club.

I picked up two nice mentions for Wise Bread articles.

Lifehacker, in a piece by Jason Fitzpatrick, linked to my most recent post, Plan for your wants, in an article that they called Plan for your wants to make budgeting enjoyable.

And, in a piece by Farhad Manjoo, Slate included my post Not the sort of person who (along with mentions for Wise Bread in general and my personal site) among The best Web sites to help you scrimp through the recession.

Ron has kindly let me host his fascinating peak debt paper on my site.

I take a quick look at the paper in my Wise Bread post on Peak Debt:

Is there a limit to how much Americans can spend?  Clearly there is:  All they earn, minus savings and service on their existing debt, plus new borrowing.  Since the Bureau of Economic Analysis puts numbers on those very items, it’s possible to see just how close we are to the edge.  In a fascinating paper, Ron Laszewski does exactly that.  The results are rather depressing.

Whether you read my Wise Bread piece or not, if you can follow the math, I urge you to read Ron’s paper itself: peak-debt-pd-020708.