I could buy a one- or two- year T-bill paying better than 2.25 percent. So why would I buy a CD paying half or three-quarters percent?

I could buy a one- or two- year T-bill paying better than 2.25 percent. So why would I buy a CD paying half or three-quarters percent?
Got in a very nice pre-breakfast run. Felt great throughout. 🏃
Today’s dessert: Chocolate fudge cake with ice cream, and caramel and fudge sauce.
Jackie drinking a fancy old fashioned (a “not so old fashioned,” according to the menu) with some ginger liqueur. I have an Oberon.
Both drinking Schlafly APA at the Giant City State Park lodge, after hiking the trillium trail and the stone fort trail. #GiantCity
Or rappelling! (Trail sign in Giant City State Park.)
A delightful article (from 100 years before my birth) on the history of exercise:
“Nothing so pleasantly combines mental occupation with bodily labor as a pursuit of some one of the natural sciences, particularly zoology or botany. If our means allow a microscope to be added to our natural resources, the field of exercise and pleasure is boundlessly enlarged.”
Source: The Gymnasium – The Atlantic
I call shenanigans. That is a curb, not a ramp.